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Application FAQ’s

What can the funds be used for?

The funds from our cash programs can be used for any of your business needs without any restrictions.

What information is needed to apply?

To apply, you will need the last three months of complete business bank statements (program dependent) and a simple one-page loan application.

I was turned down by a bank. Do I still qualify?

Yes, we focus on your business's potential for growth and prosperity rather than just bank underwriting and credit guidelines. This approach allows us to customize our programs to suit your needs.

What exactly is a Working Capital Loan?

A Working Capital Loan is intended to enhance a business's operational finances. It covers the gap between current assets and liabilities, helping manage short-term obligations and seize growth opportunities.

What are the eligibility criteria for equipment financing?

For equipment financing, your business should be operational for a minimum of one year, have minimum monthly sales of $8,000, and not be in ongoing bankruptcy proceedings (though previous bankruptcy instances are often negotiable).

How can I qualify for a small business loan?

Qualification for a small business loan includes an operational history of at least one year, a satisfactory credit score, annual gross revenue reflecting a healthy business, and a business checking account.

Are the loans secured or unsecured?

We offer both secured and unsecured loan options. Secured loans require collateral like property or liquid assets, whereas unsecured loans do not require collateral but may have higher interest rates due to increased lender risk.

What's the difference between installment and revolving loans?

Installment loans, like our Term Loan, are paid back in fixed installments, while revolving loans, like our Line of Credit, allow you to draw from a credit limit with repayments replenishing your available credit.

Are the interest rates fixed or variable?

Our small business loans can have either fixed or variable interest rates. Fixed rates remain constant throughout the loan term, whereas variable rates fluctuate with market interest rate changes.

How fast can I get funded?

We are known for our speed in funding. With our simplified application process, we ensure swift approval and funding to help you meet your business needs without unnecessary delays.

What types of equipment can be financed with an Equipment Loan?

Our Equipment Loans are versatile and can be used to finance a wide range of machinery and technology vital for your business operations, including manufacturing equipment, vehicles, computers, or other tech infrastructure.

Have Questions or Need Assistance? Connect with Us!

Navigating through your business financing options can raise questions. We’re here to provide the clarity and support you need. If you’re pondering over details of the application process or just want a friendly conversation to guide your choices, our team is ready to assist.

Embarking on this financial journey with Business Funds Marketplace means you’re not just applying for funds; you’re stepping into a partnership that values your business’s growth and potential. We’re here to ensure that every question is answered, and every concern is addressed. Your business dreams deserve a support system that’s as dedicated and innovative as you are. Welcome to a place where financial solutions are tailored to your unique needs, ensuring a smooth and straightforward application experience.

WHO WE ARE

Business Funds Marketplace is a financial services provider focused on helping to solve the cash flow needs of small businesses. The founders of Business Funds Marketplace are experienced financial service professionals who have significant experience in developing successful businesses. We treat you with the utmost respect and confidentiality, as a partner.

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